What Triggers a Lender Credit Committee Rejection
Lenders reject deals when cash flow, lease quality, or portfolio limits fail—not sponsor narratives.
Marcus Obi-Nwosu
Staff Writer, Lender Behavior & Market Conditions
Marcus Obi-Nwosu
Based in Chicago, Marcus reported on banking regulation for a trade wire service for seven years before joining Capital Markets Quarterly. His work focuses on how institutional lenders reposition their books across rate cycles and what those shifts signal for borrowers seeking capital.
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How Lenders Underwrite Assumptions in CRE Financial Models
Marcus Obi-Nwosu
Recourse vs Non-Recourse Debt Negotiation in Commercial Loans
Understand the hidden recourse clauses buried in your loan documents.
Marcus Obi-Nwosu
Interest Rate Cap Requirements in Floating-Rate CRE Loans
Caps protect lenders from rate risk, not optional paperwork costs.
Marcus Obi-Nwosu
How DSCR Requirements Differ Across CRE Lender Categories
Banks demand global cash flow, CMBS ignores borrowers, and life companies set the highest floors.
Marcus Obi-Nwosu