How Regional Bank CRE Lending Policies Shift During Rate Tightening Cycles
Banks shifted from projected to actual income and cut loan-to-value ratios during rate hikes.
Priya Raghunathan
Contributing Editor, Origination & Pipeline
Priya Raghunathan
Priya built her career advising middle-market companies on debt capital raises before moving to the editorial side in 2017. She writes with unusual candor about origination timelines, sponsor-lender dynamics, and the discipline required to keep deal pipelines from stalling.
4 stories
How Lender CRE Portfolio Concentration Limits Affect Deal Placement
Banks' internal portfolio limits, not regulatory thresholds, determine which deals get funded.
Priya Raghunathan
Debt Fund vs Bank Lending Appetite by Property Type
Banks and debt funds now divide CRE lending by property type and risk profile.
Priya Raghunathan
CRE Loan Memo Structure and What Lenders Actually Read
Lenders scan the first three pages for four key questions before voting on any CRE deal.
Priya Raghunathan