How to Build an Offering Memorandum for a CRE Debt Assignment
Lenders need debt OMs built to prove loan viability, not equity returns.
Renata Szymańska-Cole
Senior Editor, Financing Structures
Renata Szymańska-Cole
Renata spent a decade as a structured finance analyst at a regional investment bank before transitioning to financial journalism in 2011. She covers the architecture of debt deals, from syndication mechanics to covenant design, with a precision that draws a loyal readership among credit officers and deal counsel.
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Life Company Lending Criteria for Core Commercial Real Estate
Life insurers match long-term liabilities to stable commercial real estate income streams.
Renata Szymańska-Cole
Loan Assumption Mechanics in Agency and CMBS Deals
Loan assumptions offer an alternative to refinancing when property values have declined.
Renata Szymańska-Cole
How Fannie Mae, Freddie Mac, and HUD Set Minimum DSCR by Product
Each agency sets different minimum DSCR floors by loan product, not one flat rule.
Renata Szymańska-Cole